The Smart Golfer Insurance is specially designed to provide a comprehensive cover to protect you while playing golf. Meanwhile, it lets you enjoy the game all over the world.

Personal Liability
This covers legal liability you may incur for death of or bodily injury to third parties, or loss of or damage to third parties’ properties while playing or practicing golf on any recognized golf course. (Any claim shall be subject to the judgment of the jurisdiction of China).

Personal Accident
This covers bodily injury or death caused by the accident on any recognized golf course.

Golfing equipment
This covers accidental loss of or damage to golfing equipment belongs to you whilst in direct transit to or from or whilst at any recognized golf club, up to the maximum amount shown in the Schedule.

Personal Effects
This covers accidental loss of or damage to personal belongings and clothing owned by the Insured whilst at any recognized golf club, up to the maximum amount shown in the Schedule.

Hole - in One
We will reimburse the cost of hospitality incurred by you as a result of accomplishing a Hole-in-One, up to the maximum amount shown in the Schedule.

Currency：RMB	Standard Package	Deluxe Package
Liability	3,000,000	8,000,000
Personal Accident	200,000	800,000
Golf Equipment	2,500/article 12,000/year	4,000/article 30,000/year
Personal Effects	1,500/article 4,500/year	2,500/article 8,000/year
Hole in One	3,000/time 12,000/year	5,000/time 20,000/year
Premium/Person	500	990