Plan Features

•  Compliant with SCHENGEN Visa requirement
• 24hr worldwide emergency travel and medical assistance

• flexible combination of short-term/annual/family plans meeting your diverse needs
• Comprehensive protection, covering accident, sickness, property, liability and travel inconvenience.
• No deductible being applied to any benefit under this policy
• Covers amateur sports and activities including skiing, diving, wakeboarding, horse riding, etc.
• Full terrorism coverage
• No declined destination list
• Laptop and cell phone are covered under "loss of baggage and personal effects".
• The maximum duration per single trip could be as long as 182 days.
• Credit card misuse is protected along with money and travel documents

24hr Emergent Assistance Service at a glance

•  24 hour hot-line service
• Medical evacuation & repatriation
• Repatriation of remains
• Facilitation of hospital admission
• Hospital deposit guarantee
• Information services: travel, Visa, weather, embassy referral, translator/interpreter refer, legal assistance, etc.
• Special assistance: assistance on loss of travel documents, baggage, emergency travel assistance.

The policy inquire hotline：400-881-8158
24hr hotline:+86 10-8468 5628

 

We promises and guarantee:

We would dismiss the claim payment in 5 working days subject to the following qualification criteria:

The benefits apply to our claims guarantee：

• Medical and Related Expenses
• Baggage and Personal Effects
• Baggage Delay
• Loss of Money and Travel Documents
• Travel Delay
• Travel Cancellation
• Trip Curtailment

• Claim amount is below RMB 3,000；and
• No outstanding premium
• The claim is reported from mainland China with complete and valid claim documents provided
• The payment will be transferred to the account provided by the Insured Person or the valid beneficiary and actual remittance date may be affected by bank's transaction time delay

Important Notes

1.The total benefit payable is subject to the maximum limit as stated in the Policy Schedule.
2.Insured Persons must be from 1 to 80 years of age inclusive upon application. For any Insured Persons
   aged from 71- to 80 years old, half Maximum Limit under" Accidental Death, Burns & Dismemberment",
   "Double Indemnity for Public Transport" , and "Medical Reimbursement" benefits applies and the
   premium remains unchanged.
3.This policy shall not exceed the "Accidental Death, Burns and Dismemberment" benefit limit for person
    under 18 years old specified by China Insurance Regulatory Commission (RMB100,000 for Beijing,
    Shanghai, Guangzhou and Shenzhen and RMB50,000 for the other areas), and "Double Indemnity"
    benefit is not available for the Insured Persons under 18 years old.
4.The maximum length of each insured trip is 182 days .
5.This policy covers the travel to the overseas countries and areas including Hong Kong, Macau and
    Taiwan Province.

1.During war, military operations, insurrection or military rising; war or relevant operations (whether war be
   declared or not), act of terrorism, invasion, hostilities, act of foreign enemy, civil war, strike, insurrection,
   civil commotion, rebellion, revolution, civil rising, military or usurped power
2.Any explosion, burns, contamination or radiation caused by any biological, chemical or atomic weapon,
   or atomic or nuclear device
3.Injury intentional caused by the applicant or beneficiary, or self-inflicted injury or committing suicide
   caused by the Insured Person whatever he/she is insane or not.

Should there be any inconsistencies between Chinese and English versions, the Chinese version shall prevail.

This brochure only provides general product information for your reference, please always refer to your policy wording and policy schedule to have full knowledge of the terms and conditions of this policy.