Section 1 – Contents, Stock and Building
“Property All Risks” insurance protects your contents, including furniture, fixtures and fittings, stock and building resulting from an accident or nature hazard.
Section 2 - Business Interruption
We will pay for loss after interruption of your business resulting from an accident or nature hazard.
Section 3 - Loss of Money
Covers loss of money that is kept in the safe or strongroom due to robbery or theft by actual force and violence in premises, up to RMB100,000 during any insurance period.
Section 4 - Assault - Personal Accident
Provides compensation of accidental death or permanent total disablement for you or your employees as a result of a robbery or attempted theft in the premises, up to a maximum limit of RMB75,000 per person.
Section 5 - Glass Breakage and Neon Sign
Covers accidental breakage of fixed glass including sanitary fixtures and fittings, neon signs, signboard and banner.
Section 6 - Public Liability
Insures you against legal liability for third party bodily injury and / or property damage arising from your business, up to RMB5,000,000 during any insurance period.
Section 7 – Employer’s Liability
Basic Cover:
We will indemnify the your legal liability including lawsuit fees in respect of death or bodily injury by accident or through occupational disease caused during the period of working, up to RMB1,000,000 during any insurance period.
Additional Cover:
A. Indemnity for the liability to Employee’s personal injury by accident
It provides indemnity to your employees in respect of accidental death or bodily injury in the course of employment by you, up to RMB2,000,000 during any insurance period.
B. Special Indemnity for self-payment to Work-Related Injury
We will indemnify you against any part which will be paid by the Insured according to the Regulation of Work-Related Injury Insurance
