When the cargo arrived in a doubtful/ damaged condition
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You should always inspect cargo for loss or damage on arrival. Failure to do so may involve you in extra effort at a later time to show that the loss/damage was caused during the insured transit.
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DO NOT give a clean receipt to the delivering carrier/forwarder unless you can immediately inspect the cargo and you have found it undamaged. When there is any doubt, you should mark any documentation with "Received in Apparent Good Order and Condition".
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Once you are aware of a potential loss/claim, please take photos immediately. Mark on the delivery receipt and require cargo exception report from the carrier or loss proof from third party institutions.
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Please immediately notify the carrier/forwarder and/or the responsible parties involved in writing of the damaged or missing cargo and properly reserve compensation right against carrier. (For sea freight and overland transit, the notice of claim should be lodged within 3 working days of delivery. For air freight - the notice of claim must be lodged within 7 days of delivery)
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In case of theft, pilferage, fire, robbery, malicious damage or traffic accident, please refer to the local authority and obtain the relevant Police or Traffic Accident Report.
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Take such reasonable action to prevent further loss.
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You should notify us immediately upon knowledge of the loss, followed by completing the Cargo Loss Notice together with the supporting documents. For loss occurs out of mainland China, please inform the survey agent stated in the policy.
Basic Supporting Documents:
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Loss Notice Form (You can download here) with detailed loss calculation
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Photographs of damaged cargo/package
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Original Policy of Insurance/Certificate/Shipment Declaration Form
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Original Bill of Lading / Air Waybill / Consignment Note / Transportation Agreement
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Sales Contract/Purchase Order/Packlist
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Tally List/Exception List/Cargo Damage certificate/Shortlanded Memo
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Copy of written claim against carriers and their reply to your claim, if any
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Original Survey Report (if survey has been applied for)
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Police Report (In case of a claim for theft, pilferage, robbery etc.)
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Other necessary documents as related to the loss
Online Claims submission
You would like to make a claim at the 1st time after the accident? Online Claims submission service enables you to do that right now.
Click here to report a claim on Marine Cargo Insurance.