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Home Multi-cover Insurance
Winterthur Home Multi-Cover
Our comprehensive home insurance, your complete peace of mind
Enjoy a safe living with Winterthur Home Insurance
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In Shanghai, want to get
protected and covered by a Europe-type home insurance solution.
Winterthur Home Multi-cover insurance, authentically imported
from Europe, is now public available.
Product Features
- Comprehensive all-in-one package
cover from physical property to personal liability
- Specific covers for cash, credit card
& precious items e.g. fine art collection, jewelry,
watches, furs, laptop etc.
- All Risks basis for home contents &
personal belongings
- Worldwide cover for personal belongings
- Intensive personal liability indemnity
limit up to CNY8mn
Bonus Benefits
- Loss of rent
- Cost of alternative accommodation
- Breakage of fixed glass
- Removal of debris
- Professional fees
- Household removal within Shanghai
(including temporary storage up to 3 days)
- Free cover bodily injury of domestic servant
(working related). ONE FREE
- Free personal Liability incl. tenant's
liability or& property owner's liability. Up to RMB1,600,000
(subject to certain policy stipulations)
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Home Multi-cover Insurance quick reference
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| Section |
Description |
Coverage |
Indemnity Limit
per accident
per policy |
| I.
BUILDINGS |
Structure, Out-building,
Basic Interior Decoration including Flooring, Coating,
Sanitary and Kitchen Fixtures and other General Fixtures
and Fittings |
Fire, Explosion,
Lightning, Typhoon, Windstorm, Flood, Malicious Damage,
Water Leakage and etc. |
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| Bonus Benefits |
E Loss
of Rent and Cost of alternative accommodation
E Breakage
of Fixed Glass and Sanitary Fixtures
E Removal
of debris
E Professional
fees |
10% of
the Sum Insured
5% of the Sum Insured |
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II. CONTENTS |
Soft Decoration,
Furniture, household appliances, Paintings, Artworks and
etc. |
Fire, burglary
and other accidental loss or damage |
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| Bonus Benefits |
E Loss
of Rent and Cost of Alternative Accommodation
E Household
removal within Shanghai (including temporary storage up
to 3 days) |
20% of the Sum
Insured |
III.
PERSONAL BELONGINGS |
Jewelry,
watches, valuables, furs and clothing, photographic and
portable audio equipments and etc.
Cash, credit card, cheques and etc.
Portable Computer |
Worldwide All Risks
Worldwide All Risks
Worldwide All Risks |
RMB
2,500 |
IV.
DOMESTIC SERVANTS |
Domestic Servant |
Bodily injury
arising out of and in the course of his/her employment
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RMB 40,000/person |
| Free: ONE domestic servant |
V.
THIRD PARTY LIABILITY |
Property
Owners' Liability
Tenants' Liability
Personal Liability |
Your legal liability to the bodily injury or property
damage of third parties |
RMB 8,000,000
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| Free: Third Party Liability cover
with limit of indemnity up to RMB 1,600,000 |
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For a Free quotation, please
contact Hercules He
Fax No. (+86 21) 68827396 or call us at (+86
21) 68823351
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